In 1964, Raymond L. Lutgert began a visionary project that transformed 760 acres of Naples beachfront into one of the most prestigious communities in all of Florida. From those early days, the Lutgert Family name has been synonymous with integrity and excellence in creating value for all of their clients and business relationships. The Lutgert Companies’ holdings include ownership interests in Premier Sotheby’s International Realty – Residential Sales and Rental Divisions, Premier Commercial Properties, Developer Services, Lutgert Insurance and Lutgert Title. It became apparent that the next important step was to help protect the friends and relationships of the Lutgert Companies, through a special entity that provides intelligent estate planning and life insurance strategies.

During much of the same time period, Billie and John M. Resnick developed a reputation for high standards and excellence among affluent families throughout the East Coast and the Mid Atlantic. The Resnicks’ personal approach of educating their clients on the effective use of life insurance to protect their assets is a passion that translates into strong results that consistently exceed client expectations.

The union of these two organizations, with a shared ethical culture, has created an unmatched venture to protect and guide their clients.


The Lutgert Resnick Group is:

  • Completely independent and not obligated to “career insurance companies” and producer groups. This allows us to freely shop the marketplace to obtain the most competitively priced policies for our clients.
  • Our high level of production gives us strong leverage in negotiating with life insurance companies.
  • We are actively involved throughout the underwriting process, which is rare in our industry. This can also result in obtaining improved offers for those with rated policies or clients who believe they are uninsurable.
  • Our process is totally transparent. We communicate regularly with our clients and objectively review all offers extended by insurance companies.